As the end of the year approaches, it’s the perfect time to take advantage of your remaining dental insurance benefits. Many patients don’t realize that most dental insurance plans reset on January 1st, meaning any unused benefits will be lost once the calendar turns. At Massapequa Dental Implants and Periodontics, we want to help you get the most out of your coverage before it expires.
Why “Use It or Lose It” Matters
Every year, patients leave hundreds (sometimes thousands) of dollars in unused dental benefits on the table. Whether you need a cleaning, implant evaluation, or periodontal maintenance, using your benefits now ensures you maximize your investment in your oral health.
Once your plan resets, your deductible and annual maximum start over, and any funds you didn’t use are forfeited back to the insurance company.
Take Care of Outstanding Treatments
If you’ve been delaying necessary dental work, such as:
- Periodontal therapy or deep cleanings
- Dental implant placement or restoration
- Crown or bridge work
- Bone grafting or tissue regeneration
Now is the time to schedule. Addressing these needs before year-end can prevent future complications and save you money by using your current year’s insurance balance.
We Accept a Wide Range of Insurance Plans
To make quality dental care accessible, Massapequa Dental Implants and Periodontics proudly accepts the following insurance plans:
- Aetna PPO
- Ameritas
- Assurant (DHS) Dental Health Alliance
- Blue Cross/Blue Shield
- Careington
- CBCA
- Cigna PPO
- Connection Dental (GEHA Health Plan for Federal Employees)
- CSEA
- Delta Care
- Delta Dental
- Dentamax – UMR & Premera B/C B/S (uses the Dentemax fee schedule)
- Daniel H Cook
- EDP – Reduced fee plan offering 25% off our fees
- Empire PPO
- Fitzharris
- Guardian PPO
- Healthplex PPO
- MetLife
- Patriot Plan
- Principal – Uses the Connection Dental fee schedule
- Select Pro
- UnitedHealthcare (UHC)
- UNUM
If you’re not sure what your plan covers, our experienced insurance coordinators can help you understand your benefits, estimate your remaining coverage, and schedule your treatment before the year ends.
Frequently Asked Questions
- What does “use it or lose it” mean for dental insurance?
Most dental insurance plans have annual maximums and deductibles that reset on January 1st. If you don’t use your remaining benefits before year-end, they disappear — you lose them. - How do I find out how much coverage I have left?
Call our office and we’ll contact your insurance provider to confirm your remaining benefits and deductible balance. - Can I combine benefits from two different plans?
Yes, if you’re covered under two plans (for example, through your spouse), we can help coordinate benefits to reduce your out-of-pocket costs. - What if I don’t have dental insurance?
We offer flexible payment options and participate in the EDP Reduced Fee Plan, which provides 25% off our standard fees. - Are dental implants and periodontal treatments covered by insurance?
Coverage varies, but many PPO plans include partial benefits for implant procedures, extractions, bone grafting, and periodontal maintenance. - How soon should I schedule my appointment?
Now! Our year-end schedule fills up fast, especially for more complex procedures. Call us today to reserve your spot before your benefits reset.
Maximize Your Benefits - Schedule Early!
Appointments fill up quickly in November and December as patients rush to use their benefits. Don’t wait until the last week of the year, schedule your visit now to ensure you get the treatment you need and deserve.
At Massapequa Dental Implants and Periodontics, we’re dedicated to helping you achieve optimal oral health through advanced implant and periodontal care, all while maximizing your insurance benefits. Contact us today to use your 2025 benefits before they expire!